Building your house from abroad
The permit, the architect, the builder, the insurance: what the law requires, in order, and who is answerable if the build goes wrong.
At a glance
- The 2019 Construction Code requires every building project to be drawn up by a licensed architect: it sets no minimum floor area.
- The building permit is issued by the one-stop shop (guichet unique), which became the GUPCCU in April 2025.
- Two insurance policies, not one: the builder takes out cover, and you, the owner, take out damage insurance (assurance dommages) before work starts on site.
- 1
Start from a plot whose papers hold up
You do not build first and sort the paperwork out afterwards. Before anything is drawn, the plot must be in your name: an ACD (Arrêté de Concession Définitive, final concession order) published in the Livre foncier (land register), or a certificat de mutation (transfer certificate) if the property already had an ACD4.
The certificat d’urbanisme (planning certificate) is the document that tells you what you are allowed to build: it sets out the planning rules, the easements and whether the plot can be built on. It is not proof of ownership5.
- Prerequisite
- A title in your name
- What the certificat d’urbanisme tells you
- What can be built, not who owns the plot5
Watch out
Building first and applying for the permit afterwards. The permit requirement applies to everyone, and it also covers extensions, work on the main structure and even a boundary wall1.
- 2
Have the plans drawn up by an architect registered with the Order
The Construction Code is clear: “Tout projet de construction doit être dressé par un architecte agréé” (every building project must be drawn up by a licensed architect)1. No minimum floor area, no exemption for “a small house”.
Check that the architect is registered: the Ordre des architectes de Côte d’Ivoire (the national Order of Architects) publishes its register, which listed 238 architects on 17 September 20263. From abroad, this is the first check you can do yourself, in two minutes.
Watch out
The well-known 120 m² threshold, repeated everywhere, above which an architect supposedly becomes compulsory. We have not found it in any legal text: article 18 covers every project. If someone tells you your house falls under the threshold, ask them for the text.
Ask your architect
The architect’s fees and how they are calculated, in writing, before work starts: no public scale of fees sets them.
See licensed architects - 3
Apply for the building permit at the one-stop shop
A building permit is required for any new building, any extension, any work on the main structure, any boundary wall, and for work that changes the use, the structure or the appearance of the building1.
Applications are processed by the building permit one-stop shop (guichet unique du permis de construire)1, replaced in April 2025 by the GUPCCU, the one-stop shop for building permits and planning control, created by the Council of Ministers2.
A few cases do not need a permit (housing that follows standard plans approved by the minister, facade renovation), but they require a déclaration préalable (prior declaration) at the town hall or sub-prefecture1.
- Validity
- One year; it lapses if work does not start1
- Interruption
- It also lapses if work stops for two years1
Watch out
Building without a permit is still widespread: the ministry puts it at around 80% of new buildings in Abidjan6. The fact that the neighbour did it does not mean your house can be regularised later.
Ask your architect
The timescale, the documents and the cost of the permit today: the only public figure, “about 21 days”, dates from 2022, before the GUPCCU7. Do not build your schedule around it.
See licensed architects - 4
Choose a licensed building firm and sign a contract
You are the client (maître d’ouvrage), the person the building is for: the Code requires you to engage a builder under a contract1. Each party then has its own share of responsibility: the architect for the design, the engineer for structural stability, the contractor for carrying out the work1.
A building contractor must be licensed by the minister1. Ask to see that licence before you pay the first deposit, not after.
- Who does it
- A licensed building firm
- Basis
- A written contract with the client (maître d’ouvrage)1
Watch out
The site foreman “recommended by the family”, with no contract and no licence. From a distance, a contract is the only hold you have: without it, there is nobody you can hold to account for a defect.
- 5
Take out insurance before work starts on site
Every builder is liable for damage that undermines the soundness of the building: this is the ten-year liability, known as décennale1. The builder must be insured from the day work starts on site1.
That is not all, and this is the point most owners miss: the owner having the house built must take out damage insurance (assurance dommages) themselves, before work starts on site1. Two policies, two policyholders.
Watch out
Assuming the builder’s décennale covers you. It covers the builder’s own liability. If the firm has disappeared by the time the crack appears, it is your damage insurance that counts.
- 6
Have the architect supervise the build
From abroad, photos sent over WhatsApp prove nothing: they show what someone chooses to show you. Design and site supervision (maîtrise d’œuvre) is the architect’s role, and the Code shares out responsibility between the designer, the engineer and the contractor1.
Pay according to what has been checked on site, not what you are told has been done. It is the same reflex as for a purchase: the money follows the checks.
- Who does it
- The architect, on your behalf
- Good habit
- A written report at each stage
- 7
File the declaration of completion
A build is not finished when the workers leave. At the end of the work, a déclaration de parfait achèvement (declaration of completion) is filed, together with an end-of-works report1.
This is the step that closes the administrative file opened by the permit, and that sets the starting date for any claims you may later bring against the builders1.
Watch out
Moving into the house without declaring anything. The formal handover of the works (réception) and the declaration are what turn a building site into a lawful building.
This process involves a architect
Sources
Texts in force as of the update date, read on the Official Gazette or on Ivorian government websites.
- 1. Official GazetteLoi n° 2019-576 du 26 juin 2019 instituant Code de la construction et de l'habitat (Law of 26 June 2019 establishing the Construction and Housing Code), arts. 11-13, 16-18, 22-23, 71, 229-236 and 240 — lexterra.ci
- 2. OfficialCouncil of Ministers statement of 9 April 2025: creation of the GUPCCU (guichet unique du permis de construire et du contrôle urbain, one-stop shop for building permits and planning control) — aip.ci
- 3. OfficialOrdre des architectes de Côte d’Ivoire, register of the Order: 238 registered architects (viewed on 17/09/2026) — oarchitectes.ci
- 4. Official GazetteDécret n° 2021-785 du 8 décembre 2021 (Decree of 8 December 2021), procedure for issuing the ACD, arts. 7 and 8 — lexterra.ci
- 5. Official GazetteLoi n° 2020-624 du 14 août 2020, Code de l'urbanisme et du domaine foncier urbain (Planning and Urban Land Code), art. 1 (definitions) and art. 153 — lexterra.ci
- 6. PressKOACI, 23 July 2026: planning control, around 80% of new buildings in Abidjan without a permit (figure attributed to the ministry, not cross-checked) — koaci.com
- 7. PressConnectionivoirienne, 16 March 2022: timescale of about 21 days announced by the head of the one-stop shop (before the GUPCCU) — connectionivoirienne.net
This guide explains the process; it doesn’t replace a notary’s advice on your case. Spotted a mistake, or a text that has changed? Let us know.
A project in Côte d'Ivoire? Get it checked before you pay.
Notaries, chartered surveyors and architects verified by LNA-CI, contacted directly, no commission.
Read next
Buying a plot of land in Côte d'Ivoire from abroad
How do you buy a plot from a distance without getting cheated?
BuyingBuying off-plan (VEFA) without getting caught out
How do I avoid paying a developer who will never hand over my flat?
LandADU, ACD, titre foncier: which document proves what?
Someone has sent me a document: is it worth anything?